Flexible lending options 和 programs for new 和 existing homeowners
We get it – buying or 再融资 a home can seem overwhelming.
我们的 trusted team of 置业贷款顾问 is here to make it easy. They’re experts in all aspects of home lending 和 will break down all the numbers, 回答你的问题, 和 tailor their advice so you’re matched with the right financing to meet your financial goals.
Buying a home is a fun 和 exciting milestone – but we know there are tons of questions – 和 that’s okay! Before you begin your home search, it’s important to review what types of home financing options are available, what budget you’re comfortable with, 你目前的开支, 和更多的.
Whether you’re already working with a real estate agent or still in the initial phases of your home search, one of the first steps to a good home- financing plan is connecting with a 置业贷款顾问. 在一起, they’ll work with you to discuss different loan options to see what option fits best for your short-和 long-term goals.
This is an important question, 和 we’ll work with you to determine what works best with your overall finances. While there are many one-time costs associated with home buying, there are also many ongoing expenses that come with homeownership. 我们的 置业贷款顾问 will walk you through all of the various financing options to find one that’s right for your budget. After reviewing your income, 资产, 和 credit history they can run the numbers 和 give you a detailed breakdown of your proposed monthly mortgage expenses along with how much home you can purchase.
We offer a variety of loan options 和 programs, with loan amounts up to $2.5 million for fixed -or adjustable-rate mortgages. 我们还有 房屋净值贷款 和 programs specifically for 首次购房者, with low down payment options or down payment assistance.
If you’re not sure which type of loan is right for you, that’s okay! Let us do the heavy lifting. 找到一个 置业贷款顾问 near you to get started for a free no-obligation consultation.
When you apply for a mortgage, there will be certain documents we’ll need to review. These can vary depending on your loan type 和 amount borrowed, but generally we will need: 30 days of paystubs or other sources of income, 流动资产, W2或1099, 和 any documentation for other properties owned. Your 置业贷款顾问 will let you know what’s needed after you apply.
利率, 条款, 条件, 和 availability are subject to change or withdrawal at any time 和 without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. 贷款 are subject to credit 和 property approval. Other 条件 和 restrictions may apply. Hazard insurance may be required. NMLS ID Number is 506373.
